Over-Insured? Under-Insured? or Just Right: Finding the Right Insurance Policy

Two Reasons to Get Public Liability Insurance if You've Set Up a Gardening Business

Here are some reasons to get public liability insurance if you've recently launched a gardening business. To mitigate the consequences of accidentally damaging a client's garden Even if you're a responsible and skilled gardener, you could still damage a client's garden accidentally. If, for example, you get momentarily distracted whilst you're trimming a bush near a wooden fence on a client's property, the electric trimmer might cut into and damage that fence.   Read More...

Top Tips When Buying Business Insurance

As a small business owner, you may overlook the importance of business insurance. However, without insurance, accidents such as employee injuries, a fire, or product defects could bankrupt your business. In the extract below, you will learn the various considerations you should make when buying business insurance. Work with a reputable insurance company It's important for you to work with an experienced and reputable insurance company. Conduct some research to determine the reputation and reliability of various insurance companies.   Read More...

Three Practical Tips for Managing Your Workers' Compensation Insurance Expenses

If your business has employees, you should have a workers' compensation insurance policy. This coverage is critical because it ensures that the workers receive financial remuneration if they are injured while carrying out their professional tasks. In addition, the insurance cover will provide liability protection for your business. If you do not have an appropriate policy, injured employees could sue for compensation, leaving your company bankrupt. On the other hand, workers' compensation insurance can be an expensive long-term charge for your business, especially if you are in a high-risk industry.   Read More...

4 Kinds of Business Insurance You Need

Some entrepreneurs focus so much on developing their products and neglect to protect themselves and their business against different risks. This oversight results in major losses when an unforeseen event occurs, resulting in the near-collapse of the business. This article discusses four kinds of insurance that your business needs so that you are protected against risks that can cost you your business. 1. Business Interruption Insurance You may have a wonderful product that you are selling to an eager market of clients but then an unforeseen event, like a major earthquake strikes and you are forced to keep the doors of your business closed for several weeks or even months.   Read More...

Benefits Of Group Health Insurance

Business owners are faced with two options when looking for medical insurance cover for their employees. They can insure employees on an individual basis, or they can have all employees insured under a group health insurance policy. Group health insurance policies are designed for two or more people who share something in common apart from the fact that they need health insurance. In this case for example, the common characteristic is that the group of people to be insured has a common employer.   Read More...