Over-Insured? Under-Insured? or Just Right: Finding the Right Insurance Policy

4 Kinds of Business Insurance You Need

Some entrepreneurs focus so much on developing their products and neglect to protect themselves and their business against different risks. This oversight results in major losses when an unforeseen event occurs, resulting in the near-collapse of the business. This article discusses four kinds of insurance that your business needs so that you are protected against risks that can cost you your business. 1. Business Interruption Insurance You may have a wonderful product that you are selling to an eager market of clients but then an unforeseen event, like a major earthquake strikes and you are forced to keep the doors of your business closed for several weeks or even months.   Read More...

Benefits Of Group Health Insurance

Business owners are faced with two options when looking for medical insurance cover for their employees. They can insure employees on an individual basis, or they can have all employees insured under a group health insurance policy. Group health insurance policies are designed for two or more people who share something in common apart from the fact that they need health insurance. In this case for example, the common characteristic is that the group of people to be insured has a common employer.   Read More...

Income Protection Insurance: The Risks of Being Underinsured

Income protection insurance is perhaps one of the most overlooked, yet most important insurance policies that you may need to ensure that your household expenses are maintained. Depending on the amount of insurance coverage that you have opted for, your income protection insurance may cover as much as 75% of your normal income for the period of time that you are unable to return to work, whether it be caused by illness or injury.   Read More...

Handy Tips For Small Businesses To Cut Costs On Business Insurance

When running a small business, business insurance happens to be one of the most important considerations. Having the right amount of protection not only gives you peace of mind, but also ensures that unfortunate incidents will not mean the death of your business. However, not many small business owners are savvy on how to cost cut when purchasing this type of insurance. Since it is necessary for any type of business, here are a few handy tips to ensure that you are getting the most bang for your buck.   Read More...